Pasture, Rangeland and Forage (PRF) Insurance protects you from the losses of forage produced for grazing or harvested for hay, which result in increased costs for feed, destocking, depopulating, or other actions...based on the decline in expected rainfall.

"Rainfall Final Results" Graph Example Above:

The protection per acre on your pasture or forage is $300 per acre.  The program pays you an indemnity when the actual rainfall in any selected 2 month period is less then 90% of normal.  If you receive 70% of normal rainfall, you would receive an indemnity on 20% (the difference between 90%-70%), which would be a payment of $300 x 20% = $60/acre.


Note: Often times in years where annual rainfall is above average, there may still be dry periods within those years on which you can collect an indemnity payment.


1. Contact to find out if a drought in your area would affect you.  We will look at the precipitation history in your area and determine expected rainfall for your next season.


2. We will help you choose coverage level, index intervals, irrigated practice, productivity factor, and number of acres. ​Together we will view the Grid ID Locator map and index grids for your area and assign acreage to one or more grids (based on your location and use of the acreage to be insured) to maximize your benefits!

3. You are paid when rainfall is less than 90% of normal!

Information from the USDA about the PRF program... 
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